Proven Results | Debt Settlement Letters

Here is a small sampling of the successful debt settlements we’ve made for our clients. You’ll find debt settlement letters from many of the major credit card companies and healthcare financing companies for 2019 and 2020.

These are only for consumers who successfully met all program terms and received settlement offers. Results will vary and there are no guarantees that all creditors will agree to settle.

NOTE: We update this page on a regular basis with recent settlements from the major credit card banks and healthcare financing companies, if you don’t see your bank listed, that doesn’t mean we don’t work with them. You can contact us and we can try and provide you settlement letters from your bank.

American Express

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$1,289.20	$1,172.99	$165.00	12.80%	66.20%
$740.00	$942.50	$377.00	50.95%	28.05%
$958.00	$755.00	$340.00	35.49%	39.51%
$716.00	$716.44	$287.00	40.08%	34.92%
$1,745.00	$1,902.08	$761.00	43.61%	31.39%
$5,322.00	$5,962.20	$2,385.00	44.81%	35.19%
$2,088.00	$2,446.22	$979.00	46.89%	28.11%
$5,199.00	$6,137.88	$2,456.00	47.24%	29.76%
$2,112.00	$2,585.45	$1,035.00	49.01%	25.99%
$14,624.00	$14,994.34	$4,543.29	31.07%	43.93%

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Barclays

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$23,517.00	$21,905.40	$5,477.00	23.29%	55.71%
$32,506.00	$32,601.42	$8,151.00	25.08%	51.92%
$7,202.00	$7,361.89	$1,841.00	25.56%	56.44%
$15,100.00	$15,500.61	$3,876.00	25.67%	53.33%
$7,125.00	$7,367.93	$1,842.00	25.85%	53.15%
$23,920.00	$25,276.39	$6,320.00	26.42%	53.58%
$35,536.00	$37,698.50	$9,425.00	26.52%	50.48%
$38,417.00	$41,011.02	$10,253.00	26.69%	52.31%
$16,022.00	$17,104.90	$4,277.00	26.69%	53.31%

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Citibank

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$8,967.90	$9,898.19	$3,600.00	40.14%	34.86%
$9,918.00	$11,205.83	$3,923.00	39.55%	35.45%
$3,493.00	$4,234.23	$1,482.00	42.43%	36.57%
$2,134.00	$2,134.26	$747.00	35.00%	40.00%
$6,491.00	$6,491.89	$2,273.00	35.02%	39.98%
$5,414.00	$5,414.40	$1,896.00	35.02%	43.98%
$1,991.00	$2,695.78	$1,348.00	67.70%	11.30%
$3,334.00	$4,074.14	$1,426.00	42.77%	34.23%
$3,955.00	$4,821.20	$1,447.00	36.59%	42.41%

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Discover

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$18,508.00	$20,849.51	$3,128.00	16.90%	62.10%
$14,040.00	$14,391.22	$3,598.00	25.63%	53.37%
$11,663.00	$11,663.02	$3,498.90	30.00%	49.00%
$2,677.00	$2,677.48	$1,339.20	50.03%	34.97%
$3,372.00	$3,962.61	$1,981.31	58.76%	18.24%
$6,979.00	$8,219.98	$4,110.00	58.89%	18.11%
$3,705.00	$3,964.64	$1,982.32	53.50%	25.50%
$10,177.00	$11,868.92	$5,934.48	58.31%	20.69%
$12,360.00	$12,360.95	$6,180.48	50.00%	29.00%
$1,192.00	$1,213.52	$547.00	45.89%	33.11%

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US Bank

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$12,013.00	$12,504.14	$3,575.00	29.76%	55.24%
$9,361.00	$10,372.58	$3,240.00	34.61%	47.39%
$18,932.00	$19,770.53	$6,900.00	36.45%	42.55%
$10,432.00	$9,997.14	$3,500.00	33.55%	45.45%
$9,306.00	$9,400.32	$3,385.00	36.37%	40.63%
$1,356.37	$1,356.37	$493.00	36.35%	40.65%
$2,460.00	$2,867.53	$1,147.01	46.63%	30.37%
$8,060.00	$8,060.35	$3,224.14	40.00%	39.00%
$6,897.00	$7,227.69	$2,892.00	41.93%	35.07%
$3,040.00	$2,998.35	$1,349.26	44.38%	40.62%

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Capital One

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$11,976.00	$11,976.08	$1,580.47	13.20%	61.80%
$4,725.00	$5,237.59	$1,571.28	33.25%	45.75%
$1,138.00	$1,138.26	$342.00	30.05%	44.95%
$2,494.00	$2,705.63	$1,082.25	43.39%	31.61%
$7,948.00	$9,270.38	$4,171.67	52.49%	26.51%
$1,504.00	$1,504.88	$677.20	45.03%	33.97%
$7,412.00	$8,853.34	$3,984.00	53.75%	23.25%
$2,481.31	$2,481.31	$992.52	40.00%	37.00%
$2,329.00	$2,964.78	$1,482.39	63.65%	11.35%
$2,134.00	$2,539.15	$1,269.58	59.49%	22.51%

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LendingClub

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$14,969.00	$15,190.28	$6,836.00	45.67%	34.33%
$6,258.48	$7,002.59	$3,152.00	50.36%	28.64%
$8,060.00	$8,476.56	$3,815.00	47.33%	31.67%
$5,740.00	$6,266.71	$2,820.00	49.13%	29.87%
$23,555.00	$25,502.86	$11,477.00	48.72%	30.28%
$4,388.00	$4,464.73	$2,010.00	45.81%	31.19%
$5,520.00	$6,090.74	$2,741.00	49.66%	25.34%
$6,714.00	$7,064.60	$3,180.00	47.36%	31.64%
$6,985.00	$6,985.07	$3,143.00	45.00%	34.00%
$16,226.00	$16,123.94	$7,256.00	44.72%	34.28%

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Prosper Loans

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$8,362.00	$9,530.16	$4,765.08	56.98%	18.02%
$17,583.00	$17,700.50	$8,087.00	45.99%	36.01%
$14,066.00	$14,448.85	$5,779.54	41.09%	37.91%
$7,569.00	$8,204.94	$3,693.00	48.79%	36.21%
$4,918.00	$5,009.01	$2,255.00	45.85%	33.15%
$11,750.00	$12,845.47	$5,139.00	43.74%	31.26%
$9,300.00	$10,825.79	$4,331.00	46.57%	30.43%
$15,912.00	$16,338.16	$7,679.00	48.26%	30.74%
$1,191.00	$1,404.23	$632.00	53.06%	23.94%
$8,797.00	$8,070.31	$3,774.00	42.90%	36.10%

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OneMain Financial

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$4,442.00	$4,442.59	$1,333.00	30.01%	44.99%
$5,814.00	$7,053.99	$2,821.60	48.53%	26.47%
$7,613.00	$7,613.88	$3,045.55	40.00%	37.00%
$7,931.00	$9,229.98	$4,153.50	52.37%	26.63%
$8,263.00	$9,014.02	$4,057.00	49.10%	27.90%
$15,760.00	$17,860.87	$8,573.22	54.40%	22.60%
$13,415.00	$15,022.25	$7,210.68	53.75%	25.25%
$4,084.00	$5,197.07	$2,598.54	63.63%	15.37%
$6,263.00	$7,240.31	$3,475.20	55.49%	19.51%

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Bill Me Later

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$1,409.00	$1,268.92	$634.46	45.03%	39.97%
$3,142.94	$2,894.17	$1,447.09	46.04%	28.96%
$1,090.31	$993.48	$496.74	45.56%	29.44%
$630.32	$564.67	$282.34	44.79%	34.21%
$2,209.57	$2,230.80	$1,115.40	50.48%	24.52%
$1,758.15	$1,817.37	$908.70	51.69%	25.31%

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CashCall Inc

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$2,584.00	$7,064.08	$1,276.00	49.38%	25.62%
$2,842.40	$12,129.48	$1,400.00	49.25%	29.75%
$10,576.00	$21,760.26	$4,440.00	41.98%	33.02%
$973.14	$1,901.52	$408.00	41.93%	35.07%
$2,717.00	$8,025.42	$1,236.00	45.49%	29.51%
$2,595.00	$5,701.12	$1,412.00	54.41%	24.59%
$7,093.88	$10,926.20	$2,700.00	38.06%	40.94%

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Fifth Third Bank

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$9,250.00	$10,528.11	$4,212.00	45.54%	31.46%
$2,858.00	$2,858.46	$1,143.00	39.99%	45.01%
$11,000.00	$11,675.07	$4,670.03	42.45%	36.55%
$18,464.00	$21,206.24	$8,483.00	45.94%	33.06%
$5,099.00	$5,857.97	$2,343.00	45.95%	29.05%
$11,852.00	$13,247.90	$6,624.00	55.89%	21.11%
$9,934.00	$11,129.33	$5,008.00	50.41%	26.59%
$6,881.00	$7,147.00	$2,860.00	41.56%	37.44%
$5,686.00	$6,662.19	$2,998.00	52.73%	26.27%
$5,623.00	$6,480.16	$2,592.00	46.10%	28.90%

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First Premier

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$774.00	$1,060.88	$320.83	41.45%	33.55%
$1,219.00	$1,256.12	$503.00	41.26%	33.74%
$553.00	$553.83	$276.42	49.99%	25.01%
$958.00	$995.98	$497.00	51.88%	23.12%
$505.00	$505.94	$252.50	50.00%	25.00%
$517.00	$594.97	$297.00	57.45%	17.55%
$707.30	$643.95	$321.50	45.45%	31.55%
$973.00	$973.39	$486.00	49.95%	25.05%
$672.00	$672.85	$336.00	50.00%	25.00%
$935.00	$935.92	$467.50	50.00%	25.00%

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First National Bank of Omaha

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$1,906.00	$2,035.94	$611.00	32.06%	46.94%
$1,982.00	$2,252.73	$789.00	39.81%	39.19%
$858.00	$1,195.54	$360.00	41.96%	43.04%
$2,019.00	$2,368.08	$710.00	35.17%	43.83%
$21,540.00	$23,570.14	$7,071.00	32.83%	47.17%
$1,270.00	$1,551.38	$465.00	36.61%	42.39%
$1,795.00	$2,075.59	$900.00	50.14%	28.86%
$966.00	$1,075.75	$377.00	39.03%	39.97%
$4,013.00	$4,292.82	$1,288.00	32.10%	46.90%

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Merrick Bank

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$541.00	$552.37	$194.00	35.86%	39.14%
$1,419.00	$1,621.95	$649.00	45.74%	29.26%
$1,231.00	$1,423.00	$570.00	46.30%	30.70%

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Springleaf Financial Services

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	% Debt Reduction
$7,030.00	$6,840.00	$2,057.68	29.27%	47.73%
$6,120.00	$4,784.04	$1,878.68	30.70%	44.30%
$3,165.00	$2,551.95	$1,021.00	32.26%	42.74%
$3,520.00	$3,097.17	$1,238.87	35.20%	39.80%
$4,712.00	$4,959.34	$1,979.67	42.01%	32.99%
$4,109.00	$3,429.92	$1,746.46	42.50%	32.50%
$3,125.00	$2,668.31	$1,334.16	42.69%	37.31%
$7,291.00	$6,203.55	$3,101.78	42.54%	34.46%
$1,896.00	$1,501.07	$751.00	39.61%	35.39%
$8,670.00	$10,457.65	$3,130.53	36.11%	38.89%
$7,650.00	$8,329.02	$3,331.61	43.55%	35.45%
$3,065.00	$3,879.26	$1,540.88	50.27%	24.73%
$2,084.00	$1,803.21	$721.28	34.61%	40.39%
$5,287.00	$4,358.79	$1,500.00	28.37%	46.63%
$6,031.00	$7,050.04	$2,606.88	43.22%	31.78%
$5,845.00	$4,430.04	$1,772.02	30.32%	44.68%
$5,759.00	$5,549.99	$2,376.00	41.26%	33.74%
$5,662.00	$4,581.69	$2,000.00	35.32%	39.68%

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TD Bank

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$3,205.75	$3,205.75	$1,282.40	40.00%	35.00%
$11,304.00	$11,344.02	$4,537.60	40.14%	34.86%
$20,686.00	$20,676.96	$8,270.80	39.98%	39.02%
$2,592.00	$2,782.20	$1,196.35	46.16%	32.84%
$5,293.00	$4,969.79	$2,137.07	40.38%	34.62%
$3,013.00	$2,954.75	$1,035.00	34.35%	40.65%
$12,240.00	$12,252.98	$5,268.78	43.05%	35.95%
$7,545.00	$7,396.66	$3,180.56	42.15%	36.85%
$4,507.00	$4,410.25	$1,896.41	42.08%	32.92%
$8,684.00	$8,649.40	$3,892.23	44.82%	30.18%

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Navy Federal Credit Union

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$15,553.00	$15,798.43	$6,320.00	40.64%	38.36%
$20,510.00	$20,435.73	$8,174.29	39.86%	40.14%
$5,097.00	$5,422.29	$2,169.00	42.55%	34.45%
$18,188.00	$20,150.04	$8,061.00	44.32%	35.68%
$8,327.00	$7,977.33	$3,191.00	38.32%	36.68%
$2,026.00	$2,139.01	$856.00	42.25%	32.75%
$10,387.00	$11,014.46	$4,406.00	42.42%	36.58%
$7,598.00	$7,828.83	$2,897.00	38.13%	46.87%

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Synchrony Bank

Enrolled Balance	Settled Balance	Settlement Amount	Settlement %	Debt Reduction %
$1,748.00	$2,285.35	$685.61	39.22%	35.78%
$3,954.00	$4,434.80	$1,330.44	33.65%	41.35%
$4,573.00	$5,674.97	$1,702.49	37.23%	41.77%
$5,324.00	$6,141.85	$1,842.56	34.61%	44.39%
$8,335.00	$8,238.02	$2,471.41	29.65%	47.35%
$7,227.00	$8,468.87	$2,540.66	35.16%	43.84%
$3,976.00	$4,238.64	$1,271.59	31.98%	47.02%
$4,737.00	$5,017.38	$1,505.21	31.78%	47.22%
$3,530.55	$4,187.59	$1,256.28	35.58%	43.42%
$6,730.00	$7,498.66	$2,249.60	33.43%	51.57%

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National Debt Relief works sincerely and tirelessly to make sure our clients get the best settlement agreement. This page proves that such an agreement is possible for you! Feel free to browse through the files that will prove just how successful some of our clientele have been.

Click Here To Get A Free Savings Estimate

You can be like our clients who save thousands on their unsecured debts. But remember, past performance is no indicator of future success. Every client and creditor is different.

You can be part of this group who have successfully conquered their debt problems. National Debt Relief is here to help you make that possible.

While all these are inspiring and encouraging, we want to be honest with you upfront. These stories are successful, true, but not everyone had it easy. You have to remember that there is no fixed settlement percentage because every situation is unique. All the settlements vary because of the different financial capabilities of the debtors who went through our debt management program.

Even if one of the proven results lies within a close range of what you owe personally, there is no guarantee that you will get the same settlement percentage on your own agreement. Apart from your finances, the creditor will also come into play.

The debt professional that will be assigned to you cannot promise that your settlement offer will be accepted on the first try – although there is a possibility that it will be. While that is true, you can expect that National Debt Relief will keep trying until we get them to agree or negotiate. That is, if you are willing to have them work on your behalf.

Another important note that you have to consider is the fact that when a creditor or collection agency agrees to a settlement, you need to meet the payment deadlines or you forfeit the whole agreement. Look at this as another chance to redeem yourself and some creditors can be really generous in their offer – especially if your finances prove that you need the pardon. However, they will not tolerate any misbehavior in your payment for the new payment term. You need to meet payments at all costs. That is how all these results came about – the commitment of the debtors to see the payment term through to its completion.

Good news is, the debt professional that will be assigned to you will be with you the whole way. They will make sure you make the payments on the FDIC account that was set up so you can grow your settlement fund.

Not only that, their service will include a budget plan that will help you develop a disciplined spending habit. The ultimate goal is to make sure you do not land in the same debt ridden situation again.

National Debt Relief is a legitimate debt relief company that is focused on helping our clients. You don’t have to worry about any service fees because we do not charge upfront fees. Any service fee that will be billed to you is performance based. You don’t pay us until you get your debt settled.

The time to work on your debt problems is here. This is the chance for you to pave a way and be like the other National Debt Relief clients who succeeded in closing their debts through our Low Program Payment. Get yourself included in our list of success stories. Give us a call so we can discuss your unique financial situation. You can also fill out the short form on this page and a debt professional will get in touch with you immediately.

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